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This Land

Tuesday, November 5, 2019   /   by Ashley Lay

This Land


Songs have been written about it, memories are made every day on it. North Carolina red dirt. There something inherently special about the land down here. Space to call your own. Area to explore, settle, and grow on. We understand the dreams of first-time home buyers to luxury buyers and somewhere in between those two areas is: YOU. Someone who has a larger dream of not just buying a house someone else lived in, but building your own home. At Ashley Lay Real Estate, we have you covered there as well. We currently have multiple land plots for sale to which you can begin acting on your dreams! We also have some trusted friends that want to help you realize your dreams, maybe before you thought it would be possible!



We pride ourselves on being your Realtors for life. That is seen through us making sure you have trusted resources and REAL people to work with every step of the way! Meet First National Bank’s Debbie Overby. She and her team at First National have some great services you may be interested in! They say, “Whether you’re building from the ground up or renovating a classic structure, our flexible, permanent financing options can make that dream home a reality. First National Bank mortgage experts will assist in selecting the financing option that’s best for you and work to ensure a smooth, simplified application process.” Not only do their financing options offer competitive interest rates and fixed rates up to 30 years, they can also offer a single closing that combines your construction and mortgage loans. That saves you both time and money. Saving on two of life’s most valuable commodities at the same time is impressive! 


One other option available from First National Bank features pre-qualification process within 24 hours and a 3-year balloon with 30-year amortization. Breaking it down, here’s what they say: “Financing for residential lots. It’s the perfect spot. Perfect! And even though you’re not yet ready to build the home of your dreams, you need to act fast before someone else grabs the property. That’s where we can help.” Teaming up with Ashley Lay Real Estate and First National Bank may place you on an actionable track to achieving your dream of owning your own piece of land, building your own house, and making it your home for years to come! 



For more detailed information about First National Bank’s mortgage services, contact Debbie Overby at OverbyD@fnb-corp.com or give her a call at 336-764-2062. 


To connect with the Ashley Lay Real Estate team, gives us a call at 336-816-7818 or visit ViewWinstonSalemHomes.com to see our properties! 


Legal Stuff: 

First National Bank does not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisers before engaging in any transaction. This is not a commitment to lend. All loans subject to credit and property approval. 


Photo 1 by Chris Yang on Unsplash

Photo 2 by Henry & Co. on Unsplash

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